\n<\/p>\n
Birle\u015ftirilmi\u015f Sigorta Hizmetleri D\u00fczenleme ve Denetim De\u011fi\u015fiklik Yasa Tasar\u0131s\u0131 Meclis Genel Kurulu\u2019nda oy birli\u011fiyle kabul edildi.<\/p>\n
Toplant\u0131da Ekonomi, Maliye, B\u00fct\u00e7e ve Plan Komitesi Ba\u015fkan\u0131 Resmiye Ero\u011flu Canaltay, Tasar\u0131ya ili\u015fkin raporu okudu.<\/p>\n
-Toros<\/p>\n
Tasar\u0131 \u00fczerine s\u00f6z alan CTP Milletvekili Fikri Toros, K\u0131br\u0131s T\u00fcrk sigorta sekt\u00f6r\u00fcn\u00fcn 2024 y\u0131l\u0131 sonu itibar\u0131yla 120 milyon euroya varan aktif b\u00fcy\u00fckl\u00fc\u011fe ula\u015ft\u0131\u011f\u0131n\u0131, buna ra\u011fmen \u015firketlerin finansal g\u00fc\u00e7lerinin s\u0131n\u0131rl\u0131 kald\u0131\u011f\u0131n\u0131 ve Avrupa Birli\u011fi standartlar\u0131yla uyumun sa\u011flanamad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
Komite s\u00fcrecinde yapt\u0131\u011f\u0131 baz\u0131 \u00f6nerilerin dikkate al\u0131nmad\u0131\u011f\u0131n\u0131 belirten Toros, \u201cYasan\u0131n niteli\u011fi artt\u0131rabilece\u011fine inand\u0131\u011f\u0131m sermaye tutarlar\u0131nda g\u00fcncelleme ve teminat limitlerinde euroya endeksleme maalesef uygun bulunmam\u0131\u015ft\u0131r. Ayr\u0131ca sigorta ve reas\u00fcrans \u015firketlerinin nakden \u00f6denmi\u015f asgari sermaye miktarlar\u0131nda da birli\u011fin g\u00f6r\u00fc\u015fleri \u00e7er\u00e7evesinde hi\u00e7bir de\u011fi\u015fiklik yap\u0131lmam\u0131\u015ft\u0131r.\u201d dedi.<\/p>\n
Toros, \u201cTasar\u0131da yeni kurulacak sigorta ve reas\u00fcrans \u015firketlerinin \u00f6deyece\u011fi kurulu\u015f harc\u0131, \u00f6denmi\u015f minimum sermayenin y\u00fczde 10\u2019uyken bu oran komite a\u015famas\u0131nda y\u00fczde 30\u2019a y\u00fckseltilmi\u015ftir.\u201d dedi.<\/p>\n
Konu\u015fmas\u0131nda dijitalle\u015fmenin sekt\u00f6r i\u00e7in zorunluluk haline geldi\u011fini vurgulayan Toros, dijital teknolojilerin sigorta \u015firketlerinin verimlili\u011fini art\u0131rd\u0131\u011f\u0131n\u0131, m\u00fc\u015fteri taleplerini daha h\u0131zl\u0131 ve do\u011fru tespit etmelerine olanak sa\u011flad\u0131\u011f\u0131n\u0131 s\u00f6yledi.<\/p>\n
Sigorta sekt\u00f6r\u00fcn\u00fcn siyasetten ar\u0131nd\u0131r\u0131lmas\u0131 gerekti\u011fini dile getiren Toros, bu alanda ba\u011f\u0131ms\u0131z bir d\u00fczenleyici kurum kurulmas\u0131n\u0131n elzem oldu\u011funu ifade etti. \u201c\u0130deal olan, Sermaye Piyasas\u0131 Kurulu niteli\u011finde bir kurumun kurulmas\u0131 ve sekt\u00f6r\u00fcn ona ba\u011flanmas\u0131d\u0131r.\u201d diyen Toros, mevcut durumda Para, Kambiyo ve \u0130nki\u015faf Sand\u0131\u011f\u0131 Dairesi’nin sekt\u00f6r\u00fc denetledi\u011fini ancak bu dairenin be\u015feri kaynaklar\u0131n\u0131n yetersiz oldu\u011funu s\u00f6yledi.<\/p>\n
-\u015eahiner<\/p>\n
CTP Milletvekili Salahi \u015eahiner de Tasar\u0131 \u00fczerine s\u00f6z ald\u0131. \u015eahiner, \u201cBu \u00fclkede y\u0131lda yakla\u015f\u0131k 100 milyon euroluk sigorta poli\u00e7esi \u00fcretiliyor ve bu poli\u00e7eler milyarlarca dolarl\u0131k mal varl\u0131\u011f\u0131n\u0131 teminat alt\u0131na al\u0131yor. Bu sadece bireylerin de\u011fil, kamu kurumlar\u0131n\u0131n da mal varl\u0131klar\u0131n\u0131 olas\u0131 risklere kar\u015f\u0131 koruyan bir sistemdir.\u201d dedi.<\/p>\n
Sigorta \u015firketlerinin mali a\u00e7\u0131dan s\u00fcrd\u00fcr\u00fclebilir bir yap\u0131ya sahip olmas\u0131 gerekti\u011fini vurgulayan \u015eahiner, \u201cFinansal yap\u0131s\u0131 zay\u0131f \u015firketlerle bu sistemin ayakta kalmas\u0131 m\u00fcmk\u00fcn de\u011fil.\u201d ifadelerini kulland\u0131. Bu kapsamda sekt\u00f6r\u00fcn daha d\u00fczenli i\u015flemesi ad\u0131na \u00f6nemli ad\u0131mlar at\u0131ld\u0131\u011f\u0131n\u0131 belirtti.<\/p>\n
Denetim yetkisi verilen Para Kambiyo ve \u0130nki\u015faf Sand\u0131\u011f\u0131 Dairesi\u2019nin te\u015fkilat yasas\u0131n\u0131n ge\u00e7mi\u015f haftalarda Meclis\u2019ten ge\u00e7ti\u011fini hat\u0131rlatan \u015eahiner, \u201cBu kuruma yap\u0131lacak personel atamalar\u0131 bir an \u00f6nce tamamlanmal\u0131, bilirki\u015filer Kamu Hizmeti Komisyonu \u00fczerinden g\u00f6reve ba\u015flamal\u0131d\u0131r.\u201d dedi. H\u00fck\u00fcmete \u00e7a\u011fr\u0131da bulunan \u015eahiner, te\u015fkilat yap\u0131s\u0131n\u0131n i\u015flevsel hale getirilmesinin zorunluluk oldu\u011funu s\u00f6yledi.<\/p>\n
Son d\u00f6nemde sigorta sekt\u00f6r\u00fcne y\u00f6nelik sert tart\u0131\u015fmalar ya\u015fand\u0131\u011f\u0131n\u0131 ve baz\u0131 \u015firketlerin siyasi ba\u011flant\u0131larla ge\u00e7i\u015f noktalar\u0131ndan ciddi kazan\u00e7lar elde etti\u011fine dair iddialar\u0131n kamuoyunda yank\u0131 buldu\u011funu s\u00f6yleyen \u015eahiner, \u201cT\u00fcrkiye\u2019de 100 bin ki\u015fiye bir sigorta \u015firketi d\u00fc\u015ferken, bizde bu oran 10 bine kadar geriledi.\u201d dedi.<\/p>\n
Yeni kurulacak sigorta \u015firketleri i\u00e7in nakden \u00f6denmi\u015f sermaye miktarlar\u0131n\u0131n art\u0131r\u0131ld\u0131\u011f\u0131n\u0131 dile getiren \u015eahiner, ancak bu tutarlar\u0131n T\u00fcrk liras\u0131 baz\u0131nda b\u0131rak\u0131ld\u0131\u011f\u0131n\u0131 vurgulad\u0131 ve \u201cBu rakamlar Bakanlar Kurulu taraf\u0131ndan 10 kat\u0131na kadar art\u0131r\u0131labilir. Ancak otomatik g\u00fcncelleme sistemi yok. E\u011fer her y\u0131l sonunda g\u00fcncellenmezse, T\u00fcrk liras\u0131n\u0131n de\u011fer kayb\u0131yla bu rakamlar komik hale gelebilir.\u201d dedi.<\/p>\n
Yasan\u0131n de\u011fi\u015fiklik maddeleri aras\u0131nda, sigorta ve reas\u00fcrans \u015firketlerinin y\u00f6netim kurulu \u00fcyeleri, genel m\u00fcd\u00fcrleri ve yard\u0131mc\u0131lar\u0131n\u0131n ta\u015f\u0131mas\u0131 gereken niteliklerin s\u0131k\u0131la\u015ft\u0131r\u0131ld\u0131\u011f\u0131n\u0131 aktaran \u015eahiner, ilgili ki\u015filerin mezuniyetleri ve mesleki deneyimlerine dair yeni kriterlerin getirildi\u011fini kaydetti. \u015eahiner bu ad\u0131m\u0131n, sekt\u00f6r\u00fcn daha kaliteli hizmet sunmas\u0131n\u0131 sa\u011flayaca\u011f\u0131n\u0131 belirtti.<\/p>\n
Yedinci maddeyle ilgili olarak ayr\u0131ca \u00f6neride bulunacaklar\u0131n\u0131 a\u00e7\u0131klayan \u015eahiner, burada y\u00f6netim kurulu \u00fcyelikleriyle ilgili g\u00f6zden ka\u00e7an baz\u0131 unsurlar oldu\u011funu dile getirdi.<\/p>\n
Erh\u00fcrman: \u201cSe\u00e7im maksatlar\u0131 do\u011frultusunda alg\u0131ya oynamay\u0131n\u201d<\/p>\n
\u0130\u00e7eri\u011fi G\u00f6r\u00fcnt\u00fcle <\/p>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n<\/p><\/div>\n
\u015eahiner yeni d\u00fczenlemeyle birlikte devletin sigorta \u015firketlerinden elde edece\u011fi gelirlerin de art\u0131r\u0131ld\u0131\u011f\u0131n\u0131 kaydetti.<\/p>\n
-Berova<\/p>\n
Yan\u0131t vermek \u00fczere k\u00fcrs\u00fcye \u00e7\u0131kan Maliye Bakan\u0131 \u00d6zdemir Berova, Sigorta Hizmetleri D\u00fczenleme ve Denetim Yasas\u0131’nda yap\u0131lan de\u011fi\u015fikliklerin 15 y\u0131l sonra Meclis Genel Kurulu\u2019ndan ge\u00e7irilmesinin \u00f6nemli bir ad\u0131m oldu\u011funu belirterek, yeni yasan\u0131n hem uygulay\u0131c\u0131 kurum olarak Maliye Bakanl\u0131\u011f\u0131’na hem de sekt\u00f6r\u00fcn g\u00fcncel ihtiya\u00e7lar\u0131na uygun bir zemin sundu\u011funu kaydetti. Berova, yasa sayesinde sekt\u00f6r\u00fcn daha etkin denetlenece\u011fini, ihtiya\u00e7 duyulan personelin Kamu Hizmeti Komisyonu arac\u0131l\u0131\u011f\u0131yla istihdam edilece\u011fini s\u00f6yledi.<\/p>\n
Berova, Cumhuriyet\u00e7i T\u00fcrk Partisi milletvekilleri Fikri Toros ve Salahi \u015eahiner\u2019in Genel Kurul\u2019daki konu\u015fmalar\u0131na at\u0131f yaparak her iki isme de katk\u0131lar\u0131 ve yap\u0131c\u0131 \u00fcsluplar\u0131 i\u00e7in te\u015fekk\u00fcr etti. \u201cSay\u0131n Toros\u2019un ve Say\u0131n \u015eahiner\u2019in endi\u015felerinde hakl\u0131l\u0131k pay\u0131 olabilir ama bu endi\u015felere gerek olmad\u0131\u011f\u0131n\u0131 \u00f6zellikle ifade etmek isterim. Sermaye tutarlar\u0131n\u0131n her y\u0131l kontrol mekanizmas\u0131 i\u00e7inde g\u00fcncellenmesi gerekti\u011fine dair hat\u0131rlatmalar\u0131 do\u011frudur, ancak bu yasa 2010\u2019dan beri hi\u00e7 de\u011fi\u015fmeden bug\u00fcne gelmi\u015ftir.\u201d dedi.<\/p>\n
Yasa yap\u0131m s\u00fcrecinin ge\u00e7mi\u015fteki siyasi istikrars\u0131zl\u0131klardan olumsuz etkilendi\u011fine i\u015faret eden Berova, k\u0131sa s\u00fcreli h\u00fck\u00fcmetlerin yap\u0131sal reformlar\u0131n hayata ge\u00e7irilmesini zorla\u015ft\u0131rd\u0131\u011f\u0131n\u0131 s\u00f6yledi. Bu d\u00f6nemde Maliye Bakanl\u0131\u011f\u0131 olarak Muhasebe Denetim Yasas\u0131, Tasdik Memurlar\u0131 Yasas\u0131 ve Para Kambiyo Te\u015fkilat Yasas\u0131 gibi bir\u00e7ok \u00f6nemli d\u00fczenlemeyi hayata ge\u00e7irdiklerini belirtti.<\/p>\n
Sigortac\u0131l\u0131kla ilgili yeni d\u00fczenlemenin de bu \u00e7er\u00e7evede de\u011ferlendirilmesi gerekti\u011fini vurgulayan Berova, Fikri Toros\u2019un g\u00fcndeme getirdi\u011fi ba\u011f\u0131ms\u0131z sigorta denetleme kurumu fikrine teorik olarak kat\u0131ld\u0131\u011f\u0131n\u0131 ancak \u00fclkenin mevcut yap\u0131sal ve ekonomik ko\u015fullar\u0131 dikkate al\u0131nd\u0131\u011f\u0131nda her yeni kurumun maliyet-fayda analizinin dikkatle yap\u0131lmas\u0131 gerekti\u011fini kaydetti.<\/p>\n
Yasan\u0131n i\u00e7erdi\u011fi teknik detaylara ili\u015fkin Toros ve \u015eahiner\u2019in ayr\u0131nt\u0131l\u0131 de\u011ferlendirmeler yapt\u0131\u011f\u0131n\u0131 belirten Berova, bu nedenle i\u00e7erikte tekrar ayr\u0131nt\u0131ya girmeye gerek duymad\u0131\u011f\u0131n\u0131 s\u00f6yledi. \u201cBu yasan\u0131n y\u00fcr\u00fcrl\u00fc\u011fe girmesiyle uygulanabilir ve s\u00fcrd\u00fcr\u00fclebilir bir \u00e7er\u00e7eve olu\u015fturulmu\u015ftur. Komitedeki tart\u0131\u015fmalarda katk\u0131 koyan t\u00fcm \u00fcyelerimize ve ba\u015fkan\u0131m\u0131za te\u015fekk\u00fcr ederim.\u201d dedi.<\/p>\n
Berova, sekt\u00f6re dair baz\u0131 g\u00fcncel verileri de payla\u015farak konu\u015fmas\u0131n\u0131 tamamlad\u0131. Bug\u00fcn itibar\u0131yla \u00fclkede 40 hayat d\u0131\u015f\u0131 sigorta \u015firketi, 3 hayat grubu sigorta \u015firketi ve 2 reas\u00fcrans \u015firketinin aktif oldu\u011funu kaydeden Berova, ger\u00e7ek ki\u015fi sigorta acentesi say\u0131s\u0131n\u0131n 2 bin 509, t\u00fczel ki\u015fi sigorta acentesi say\u0131s\u0131n\u0131n 209, banka sigorta acentesi say\u0131s\u0131n\u0131n 22, kooperatif \u015firketi acentesi say\u0131s\u0131n\u0131n ise 21 oldu\u011funu aktard\u0131. Ayr\u0131ca \u00fclkede 2 adet sigorta brokerinin faaliyet g\u00f6sterdi\u011fini s\u00f6yledi.<\/p>\n
Berova, bu alan\u0131n denetimi i\u00e7in gerekli insan g\u00fcc\u00fcn\u00fcn en k\u0131sa s\u00fcrede Kamu Hizmeti Komisyonu arac\u0131l\u0131\u011f\u0131yla sa\u011flanaca\u011f\u0131n\u0131 belirtti.<\/p>\n
Konu\u015fmalar\u0131n ard\u0131ndan Birle\u015ftirilmi\u015f Sigorta Hizmetleri D\u00fczenleme ve Denetim De\u011fi\u015fiklik Yasa Tasar\u0131s\u0131 oyland\u0131 ve oy birli\u011fiyle kabul edildi.<\/p>\n
B\u00f6ylece Meclis Genel Kurulu bug\u00fcnk\u00fc toplant\u0131s\u0131n\u0131 tamamlad\u0131. Genel Kurul\u2019un gelecek birle\u015fimi yar\u0131n saat 10.00\u2019da ba\u015flayacak.<\/p>\n
Yar\u0131n ayr\u0131ca Cumhurba\u015fkan\u0131 Ersin Tatar, \u201c\u0130srail-\u0130ran Sava\u015f\u0131’yla kritik bir a\u015famaya gelen b\u00f6lgesel geli\u015fmeler ve Rum liderli\u011finin \u00f6zellikle gayriresmi Cenevre toplant\u0131s\u0131n\u0131n ard\u0131ndan dozunu artt\u0131rd\u0131\u011f\u0131 olumsuz siyasetine\u201d ili\u015fkin Cumhuriyet Meclisi Genel Kurulu\u2019nu kapal\u0131 oturumda bilgilendirecek.<\/p>\n<\/p><\/div>\n