\n
\n\tBakan\u0131 Kurum, Emlak Kat\u0131l\u0131m Tasarruf Finansman’\u0131n 81 ilde faizsiz ev, i\u015f yeri ve ara\u00e7 sat\u0131n almay\u0131 sa\u011flayacak sistemiyle ilgili merak edilen sorulara NSosyal hesab\u0131ndan yapt\u0131\u011f\u0131 payla\u015f\u0131m\u0131nda yan\u0131t verdi:<\/p>\n
\n\t“1- Emlak Kat\u0131l\u0131m Tasarruf Finansman Sistemi nedir?<\/h2>\n
\n\tKat\u0131l\u0131mc\u0131lar\u0131n bir araya gelerek Emlak Kat\u0131l\u0131m g\u00fcvencesi alt\u0131nda b\u00fct\u00e7elerine uygun taksitlerle tasarruf sa\u011flad\u0131klar\u0131, belirli bir birikimin ard\u0131ndan kalan finansman\u0131n faizsiz kar\u015f\u0131land\u0131\u011f\u0131 bu sistemde ev, ara\u00e7 ya da \u00e7at\u0131l\u0131 i\u015f yeri sahibi olunur.<\/p>\n
\n\t2- Sistem nas\u0131l i\u015fler?<\/h2>\n
\n\tFinansman tutar\u0131 ve b\u00fct\u00e7eye uygun ayl\u0131k taksit miktar\u0131 belirlenir. Kat\u0131l\u0131mc\u0131lar sisteme sadece organizasyon \u00fccreti ad\u0131yla kat\u0131l\u0131m bedeli \u00f6deyerek dahil olur. Kat\u0131l\u0131mc\u0131lar, teslimat tarihi geldi\u011finde kredi \u00e7ekmeden, faiz \u00f6demeden ev, ara\u00e7 ya da \u00e7at\u0131l\u0131 i\u015f yeri sahibi olur.<\/p>\n
\n\t3- Emlak Kat\u0131l\u0131m Tasarruf Finansman ile nas\u0131l ev, \u00e7at\u0131l\u0131 i\u015f yeri ya da ara\u00e7 sahibi olurum?<\/h2>\n
\n\t‘M\u00fc\u015fteri Bazl\u0131 Tasarruf Finansman Modeli’ ile ev, ara\u00e7 veya \u00e7at\u0131l\u0131 i\u015f yerinin teslimat tarihini m\u00fc\u015fterinin belirledi\u011fi, faizsiz bir finansman \u00e7\u00f6z\u00fcm\u00fc sunulur. ‘\u00c7ekili\u015fli Tasarruf Finansman Modeli’ ile ise kat\u0131l\u0131mc\u0131lar, belirlenen taksitlerle birikim yaparken her ay noter huzurunda d\u00fczenli olarak yap\u0131lan \u00e7ekili\u015flerle teslimat\u0131n\u0131 al\u0131r.<\/p>\n
\n\t4- Banka kredisinden fark\u0131 nedir?<\/h2>\n
\n\tFaiz ya da vade fark\u0131 gibi y\u00f6ntemler bu modelde uygulanmaz. Tutar\u0131 belirlenen ev, ara\u00e7 ve \u00e7at\u0131l\u0131 i\u015f yeri al\u0131m\u0131 i\u00e7in anapara \u00fczerinden taksitlerle \u00f6deme imkan\u0131 sunulur. Pe\u015finatl\u0131 ve pe\u015finats\u0131z se\u00e7eneklerle kat\u0131l\u0131mc\u0131lar kira \u00f6der gibi ev sahibi olabilir.<\/p>\n
\n\t5- T\u00fcrkiye\u2019nin 81 ilinde faydalanma imkan\u0131 var m\u0131, ba\u015fvurular nas\u0131l yap\u0131l\u0131r?<\/h2>\n
\n\tEvet, dileyen herkes t\u00fcm Emlak Kat\u0131l\u0131m \u015fubelerinden sisteme dahil olabilir.<\/p>\n
\n\t6- Sistem ikinci el otomobili de kaps\u0131yor mu?<\/h2>\n
\n\tS\u0131f\u0131r veya ikinci el otomobil sahibi olma imkan\u0131 sa\u011flan\u0131r.<\/p>\n
\n\t7- \u00c7at\u0131l\u0131 i\u015f yeri finansman\u0131 nas\u0131l sa\u011flan\u0131r?<\/h2>\n
\n\t\u00c7at\u0131l\u0131 i\u015f yerinin finansman tahsisi, plan t\u00fcr\u00fcne g\u00f6re ya \u00f6nceden belirlenir ya da noter huzurunda yap\u0131lan \u00e7ekili\u015fle ger\u00e7ekle\u015ftirilir.<\/p>\n
\n\t8- Ev ya da i\u015f yeri sahipleri de faydalanabilir mi?<\/h2>\n
\n\tEvet. Ev, ara\u00e7 veya \u00e7at\u0131l\u0131 i\u015f yeri sahibi olanlar da sisteme dahil olabilir.<\/p>\n
\n\t9- En fazla ka\u00e7 takside kadar imkan sunulur?<\/h2>\n
\n\tKonut ve \u00e7at\u0131l\u0131 i\u015f yeri s\u00f6zle\u015fmeleri i\u00e7in 120 ay, ta\u015f\u0131t s\u00f6zle\u015fmeleri i\u00e7in 60 ay kural\u0131 vard\u0131r. Ancak bu kural toplam s\u00f6zle\u015fme s\u00fcresi i\u00e7in de\u011fil sadece finansman s\u00fcresi i\u00e7indir.<\/p>\n
\n\t10- Ya\u015f ve gelir s\u0131n\u0131r\u0131 var m\u0131?<\/h2>\n
\n\t18 ya\u015f\u0131n\u0131 doldurmu\u015f her T\u00fcrkiye Cumhuriyeti vatanda\u015f\u0131 sisteme dahil olabilir. Herhangi bir gelir s\u0131n\u0131r\u0131 yoktur.”<\/p>\n<\/p><\/div>\n","protected":false},"excerpt":{"rendered":"
Bakan\u0131 Kurum, Emlak Kat\u0131l\u0131m Tasarruf Finansman’\u0131n 81 ilde faizsiz ev, i\u015f yeri ve ara\u00e7 sat\u0131n almay\u0131 sa\u011flayacak sistemiyle ilgili merak edilen sorulara NSosyal hesab\u0131ndan yapt\u0131\u011f\u0131 payla\u015f\u0131m\u0131nda yan\u0131t verdi:
“1- Emlak Kat\u0131l\u0131m Tasarruf Finansman Sistemi nedir?
Kat\u0131l\u0131mc\u0131lar\u0131n bir araya gelerek Emlak Kat\u0131l\u0131m g\u00fcvencesi alt\u0131nda b\u00fct\u00e7elerine uygun taksitlerle tasarruf sa\u011flad\u0131klar\u0131, belirli bir birikimin ard\u0131ndan<\/p>\n","protected":false},"author":1,"featured_media":92670,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[101,86],"tags":[],"class_list":["post-92669","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-manset","category-turkiye"],"yoast_head":"\n
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Bakan\u0131 Kurum, Emlak Kat\u0131l\u0131m Tasarruf Finansman’\u0131n 81 ilde faizsiz ev, i\u015f yeri ve ara\u00e7 sat\u0131n almay\u0131 sa\u011flayacak sistemiyle ilgili merak edilen sorulara NSosyal hesab\u0131ndan yapt\u0131\u011f\u0131 payla\u015f\u0131m\u0131nda yan\u0131t verdi:
“1- Emlak Kat\u0131l\u0131m Tasarruf Finansman Sistemi nedir?
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Bakan\u0131 Kurum, Emlak Kat\u0131l\u0131m Tasarruf Finansman’\u0131n 81 ilde faizsiz ev, i\u015f yeri ve ara\u00e7 sat\u0131n almay\u0131 sa\u011flayacak sistemiyle ilgili merak edilen sorulara NSosyal hesab\u0131ndan yapt\u0131\u011f\u0131 payla\u015f\u0131m\u0131nda yan\u0131t verdi:
“1- Emlak Kat\u0131l\u0131m Tasarruf Finansman Sistemi nedir?
Kat\u0131l\u0131mc\u0131lar\u0131n bir araya gelerek Emlak Kat\u0131l\u0131m g\u00fcvencesi alt\u0131nda b\u00fct\u00e7elerine uygun taksitlerle tasarruf sa\u011flad\u0131klar\u0131, belirli bir birikimin ard\u0131ndan","og_url":"https:\/\/kibrisdakik.com\/?p=92669","article_published_time":"2025-09-12T08:48:44+00:00","og_image":[{"width":1280,"height":720,"url":"https:\/\/kibrisdakik.com\/wp-content\/uploads\/2025\/09\/emlak-konut-stok-1755319-740x420.jpg","type":"image\/jpeg"}],"author":"admin","twitter_card":"summary_large_image","twitter_misc":{"Yazan:":"admin","Tahmini okuma s\u00fcresi":"2 dakika"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/kibrisdakik.com\/?p=92669#article","isPartOf":{"@id":"https:\/\/kibrisdakik.com\/?p=92669"},"author":{"name":"admin","@id":"https:\/\/kibrisdakik.com\/#\/schema\/person\/9cd9d437bbb44f72b73ba127e06d8e79"},"headline":"\u0130\u015fte Emlak Kat\u0131l\u0131m Tasarruf Finansman Sistemi’yle ilgili 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